Car Accidents
Most car accident claims are lost in the first three weeks, not in a courtroom.
Liability and fault
Georgia follows modified comparative negligence. If you are found partly at fault your recovery is reduced, and if you are found 50 percent or more at fault you recover nothing. Insurers know this, which is why they push early to assign you a share of the blame.
The recorded statement trap
An adjuster will call within days sounding helpful. The recorded statement they request is not for your benefit. Ordinary phrases like "I am fine" or "I did not see them" are quoted back months later.
Uninsured and underinsured motorists
When the at-fault driver carries minimum limits, your own UM/UIM coverage often becomes the real source of recovery. Stacking and notice requirements are technical and easy to forfeit.
What your claim is worth
Medical bills are the floor, not the ceiling. Lost income, future treatment, diminished earning capacity, and pain and suffering all factor in. Anyone quoting you a number before reviewing your records is guessing.
Not sure whether you have a case?
A review costs nothing and takes about fifteen minutes.